About Us

Two careers at the top of the industry.
One shared mission: you.

Private Wealth Managers with more than five decades of combined experience — now fully focused on bringing financial confidence to people in life transitions.

Alicia Schonberger, CFP®, CDFA®
Private Wealth ManagerAlicia Schonberger, CFP®, CDFA®

Alicia Schonberger, CFP®, CDFA®

Sophisticated planning for life's turning points

With over 22 years of financial services expertise, Alicia brings deep experience in wealth management and financial planning to her role as a Private Wealth Manager. At Fidelity, she distinguished herself by transforming an underperforming advisory team into the regional leader. Earlier, as Assistant Vice President of Client Management at Bank of America, she utilized a holistic approach that integrated banking and investment solutions.

Her credentials as both a Certified Financial Planner™ (CFP®) and Certified Divorce Financial Analyst™ (CDFA®) enable her to guide clients through complex life transitions with sophisticated wealth management strategies and specialized divorce financial planning.

In the community, Alicia has served as President of the Birmingham Bloomfield Newcomers Club, driving significant membership growth, and continues as a board member. Alicia is also an active member of the Collaborative Practice Institute of Michigan. She holds a BBA from the University of North Texas.

Lyle Schonberger, APMA®

Three decades leading investment research

With 30 years of distinguished experience in investment research and portfolio management, Lyle most recently served as Head of Investment Research and Due Diligence at Ameriprise Financial — one of seven senior leaders steering the firm's Wealth Management division.

At Ameriprise, Lyle architected a research organization spanning multiple states and continents, growing the team to nearly 50 professionals across fixed income research, asset allocation, manager research, product due diligence, and retirement income strategies. As lead portfolio manager, he personally guided two of the firm's largest equity income-oriented model portfolios, and his department produced over 2,000 proprietary research publications annually.

As a financial advisor, Lyle's investment philosophy is anchored in independence — a fiduciary commitment in advisory relationships that puts clients' best interests first. He holds a BA in Business from Austin College, an MBA in Finance and International Business from Drexel University, and the Accredited Portfolio Management Advisor™ (APMA®) professional designation. Additionally, Lyle holds the Series 7, 16, 24, 31, 63, 65, 86, and 87 securities licenses (through LPL Financial), MI life insurance and variable products licensure, and has participated in continuing education programs at Columbia University and the SIFMA/Wharton Securities Industry Institute.

Lyle Schonberger, APMA®
Private Wealth ManagerLyle Schonberger, APMA®
Alicia and Lyle Schonberger
Birmingham, MichiganThe Schonbergers

Beyond the Office

A team at work — and at home

Alicia and Lyle share a life in Birmingham, Michigan, where they've made their home since their marriage in 2019. Their family includes Lyle's son Andrew, pursuing a finance degree at Northeastern University — continuing the family's passion for financial stewardship — and two cherished dogs: Elsie Mae, a purebred beagle, and Roscoe, a rescued hound whose gentle spirit captured their hearts.

Away from the office, Alicia channels her detail-oriented nature into organic gardening, while Lyle explores diverse literary genres — from classic literature and spy thrillers to the latest in market analysis and investment strategy.

Why Upstream Investment Partners

Big firm expertise, boutique-level attention

Our wealth managers bring a combined five decades of investment research and financial planning experience, with dedicated continuing education focused on the evolving investment and risk landscape.

Independent

  • Advisory relationships based on a fiduciary-level commitment to you
  • Freedom from corporate mandates and product pressures
  • Advice driven by your goals, not institutional agendas

Fee Transparency

  • Clear fees, published on our Services page
  • We're ready to address any questions

We Pivot When Your Life Pivots

  • Adaptable strategies that evolve with your circumstances
  • Five decades navigating market cycles and life transitions
  • Team-based support for your complete financial picture

Your Story, Our Strategies

  • Customized plans reflecting your unique aspirations
  • Time-tested investment principles for your situation
  • Asset allocation aligned with your goals and comfort level

Let's get acquainted

A complimentary 45–60 minute conversation — no pressure, no obligation. Just clarity about your complete financial picture.

Let's Connect