Our Services

Your Chief Financial Coordinator

Lasting financial success requires more than good advice — it requires coordination. We bring all the pieces of your financial life into harmony.

The Coordination Advantage

From fragmented advice to one unified strategy

Your financial life may involve multiple experts — CPAs, attorneys, insurance professionals, and brokerage accounts with or without an advisor. Without a coordinator, these specialists operate in silos, leaving you to bridge the gaps.

We serve as that bridge, ensuring your tax professional, estate attorney, and insurance advisor all understand how their work affects the whole. Every recommendation considers the ripple effects across your complete financial ecosystem.

Investment strategies

Aligned with your complete picture

Wealth preservation & growth

Across all your assets

Insurance coverage

That truly protects what matters

Estate planning

Reflecting your values and intentions

Capabilities

Three disciplines, one coordinated plan

Financial Planning

A living plan that adapts as your life evolves.

  • Retirement Planning
  • Estate Planning Strategies
  • Education Planning
  • Divorce Planning

Investment Management

Time-tested principles, applied to you.

  • Equities
  • Fixed Income
  • Cash Investments
  • Banking
  • IRAs
  • Investment Accounts
  • Variable Annuities

Insurance Strategies

Protection that truly covers what matters.

  • Life Insurance
  • Fixed Annuities
  • Longevity Planning
Reviewing investment performance and strategy

How Coordination Works

Your financial quarterback

Exceptional financial coordination begins with understanding your complete situation — not just your portfolio, but every element that affects your financial security.

01

Initial Consultation

A complimentary 45–60 minute conversation covering your current financial landscape — all accounts, assets and liabilities, professionals, and key documents; your short- and long-term objectives; sudden or planned life transitions; insurance coverage gaps and estate planning needs; and how your existing advisers work together (or don't).

02

Analysis

We thoroughly analyze your complete financial picture, identifying gaps, conflicts, opportunities, and risks — coordinating with documentation from your existing professionals to understand how everything currently works together.

03

Portfolio Implementation

We develop and implement a coordinated strategy that aligns your investments, estate plan, tax strategy, insurance coverage, and retirement planning. Every recommendation considers how it impacts the whole.

04

Monitoring Over Time

Your life changes, markets shift, laws evolve. We continuously monitor your complete financial ecosystem, proactively adjusting strategies and coordinating with your professional team as circumstances change.

We believe in complete transparency — including our investment philosophy, our partnership with Upstream Investment Partners' network of over 130 advisors, and the resources available through our LPL independent advisor platform. Learn about our Upstream/LPL partnership →

Transparent Fee Structure

Clear pricing. No surprises.

Our comprehensive financial planning fee ranges from $1,500 to $2,500 depending on complexity — including ongoing plan updates at no additional cost when you maintain a funded investment advisory relationship with us.

Our annualized financial advisory account fee is based on the value of assets in the account, including cash holdings, billable quarterly in advance.
For portfolios under $500,000, the fee is 1.1%. For portfolios over $500,000:

Assets Under ManagementAnnual Fee
On first $1,000,0001.0%
On the next $2,000,000 ($1,000,001 – $3,000,000)0.9%
On the next $2,000,000 ($3,000,001 – $5,000,000)0.8%
On the next $2,000,000 ($5,000,001 – $7,000,000)0.7%
On the next $3,000,000 ($7,000,001 – $10,000,000)0.6%
On values above $10,000,0000.5%

You deserve more than disconnected advice

You didn't accumulate wealth by accident. You deserve a cohesive financial strategy with someone accountable for coordinating all the moving pieces — especially during the moments that matter most.

Schedule a Consultation